limbo. I was able to apply for the waiver for the Public Service Loan Forgiveness in 2022.
For some unknown reason, the US Dept. of Ed says that I only started paying my loans back in April of 2015, even though I have proof that I have been paying them since literally December of 1999. I have filed complaints and I keep getting told that "we're working on going through everything" and to be patient.
So now I'm assuming I'll just have to pay the rest of it off myself, since once Trump is back in there the forgiveness will slow down to a trickle again. It's annoying, because I didn't make payments for a year because of covid and I'd be closer to paying them off now if I hadn't done the waiver.
Luckily that is literally the only debt I have other than my mortgage, and it's not that much overall. But it still irks me that I'm still waiting for forgiveness.