SoapZone Community Message Board

because of pre-existing conditions. She's had hip surgery, has had previous surgeries, was taking painkillers for a few years before the surgery, and a few other things. So, that stuff would be excluded along with anything they said might be related to it. Not worth it. Paying for it became insane, though.

What a mess!!!!!!!!!!!! I found out this afternoon, when I was trying to cash in some bonds to pay for [Bella's] surgery, that NO banks in my city would cash them if you didn't have an account with them. So, if you thought, "Just open an account and close it later," not so fast. You have to have had an account for at least six months. In some, you had to have had an account for two years. Savings bonds are real money, backed by the government!!!! That’s like wanting to pay for stuff with a $100 bill and every business saying that they don’t accept anything larger than a $20 bill. So, I guess my bonds are becoming or have become useless. I can cash them out by sending them to the Treasury Department. They’ll send me a check in the mail for the amount of the bonds. (I planned to cash an amount just shy of $800.) It’s definitely NOT a same day transaction.

ANYWAY, I called the vet and they said that they didn’t have payment plans because the owners sign an agreement to pay when the services are rendered. They told me that I could apply for a credit card that they accept, CareCredit. I did, was pre-qualified, and got to pick up Bella. The card has a 32.99% interest rate, but 0% interest if the balance is paid within one year. SO, I plan to pay it off next month or within a few months. Especially easy if my initial contractor pays me back the whole $10K that he owes me or even in $5K increments. The bill was $2,501.11.

Moneypit/Bella is doing her thing right now, just lying down. She's gone for water, dripped all over the place through her Cone of Shame (CoS) and made us rearrange the hosue for her. [Her CoS is kinda cute. I couldn't find the shoelaces and the dark blue binding looks nice.]

Back to payments...I do not need another credit card. I’m trying to be credit card free, but I’m still fighting with one credit card. OH, if you pay late on this credit card, the rate can change to 39.99% for the duration of the card. Um, that’s a no. It will be my emergency vet card with the intention of having it cleared within a week of use.

So, Bella’s back home. She’s already had some water. I’ve dismantled some things so she can go outside. [I had to prop open the screen door because the CoS] won’t fit through the openings the dogs usually use. I had to take out the panel with the dog door that's usually in the patio door and I’ll have to open and close the patio door for the dogs. At least she can get through the X-LARGE dog door that leads to my daughter's room. It took a few tries, but she got in and out.

I asked about the surgery and the lumps. They didn’t really take a look at the lumps. They just sent them to the lab for examination. We’re all hoping that they’re benign. I turned down one of the meds she needs to take because she has it at home. Well, not exactly. I looked at her meds when we got home and found out that the one she was taking before the hip surgery that we have in abundance is a different dosage, 100mg taken 1/2 at a time twice a day versus the 75mg they want her to take once a day post surgery. So, she was on more meds before the hip surgery than post surgery and would have stayed on the meds for the rest of her natural life. She’s supposed to start these meds tomorrow afternoon/evening with dinner, but I called the vet again to make sure we understood the plan. They suggested half of the 100mg tablet, like she was taking twice a day before her surgery. No pain meds after the recovery from surgery, so it was worth it.

Bella tried to LEAP out of the Prius while still attached with a tether and almost killed/maimed herself. Scared me half to death. We’re going to get through this. Cross your fingers for us.

I may have a drink. Root beer float coming my way soon.