repairs (at least another $20K) plus moving, furniture, etc., but I believe I have the money to do this cash.
Our financial planner will be annoyed that I will use money from my emergency savings but - I have other $$ elsewhere, and at the price we finally pay (this could appraise at lower than $510K to be honest), I will be able to save that money back, and homes in our area appreciate about 2% a year as long as we keep up with maintenance. It'll need a new roof in about 5 years but by then we can swing it.
Tax benefits will show up in 2027.
This is due to the $$ my brother left us. He would want us to use the money for this. We will also be able to put this in a trust for LW.
I am sooo excited. Even if we will sleep in the living room while the master suite is expanded.